PINJAMAN PERIBADI AL RAJHI BANK

AL RAJHI BANK

    Bank Al Rajhi adalah kumpulan perbankan Islam  terbesar di dunia dan terkenal kerana membantu dalam merentangi jurang antara tuntutan kewangan moden dan nilai-nilai intrinsik Islam. Salah satu daripada bank-bank semakin paling pantas berkembang dan paling progresif di Arab Saudi, kecemerlangan perbankannya adalah kerana komitmennya yang teguh kepada prinsip-prinsip Syariah dan penggunaan teknologi untuk menawarkan produk yang pelbagai untuk memenuhi keperluan pelanggan. Kumpulan ini mempunyai satu jaringan luas sepanjang 500 cawangan bank, 1,750 mesin ATM dan lebih 13,500 POS diletakkan di seluruh negara itu. 
      Berlaraskan pada prinsip-prinsip dan operasi-operasinya yang mantap di Timur Tengah, Al Rajhi Bank keluar sebagai satu bank antarabangsa dengan mendirikan operasi-operasi luar negaranya yang pertama di Malaysia pada Oktober 2006. Beroperasi pada platform yang sama dengan bank tempatan, Bank Al Rajhi Malaysia mengembangkan penggunaan teknologi perbankan yang terkini untuk menyediakan pelanggan-pelanggan dengan konsisten   kelajuan dan kemudahan dalam urusan bank. 
     Ia membuka cawangan pertama dan utama di Jalan Ampang pada 16hb Oktober 2006. Hari ini, ia telah mempunyai 24 buah cawangan, 14 di Lembah Klang, satu setiap di Johor Bharu, Melaka, Pulau Pinang, Kuching ,Kota Bharu dan Kedah

Product Features

Pre Sales Checking

• To assist in speeding up the process, just email us for PRE SALES CHECKING.

• Attached together the following documents:
• Customer's I/C (front & back)
• Pay Slip (latest 3 month)
• Application Form

• We will inform you within 3 working days on the eligibility. Once you have obtained the approval, you have to submit the complete full set of documents to us to process for submission (we will let you know when u must submit the full documents to us).

Target Market

• Applicants without potongan biro are allowed to apply under this package.
• Direct Sales
• Commission Earners
• Insurance Agents

SALARIED EARNER

• Normal Rate: 8.99% - 7.25%
• High Income Rate: 7,25% (Income more than RM10,000)
• Financing Amount: RM2,000 - RM150,000 (Max)
• Financing Limit: 5 to 7 times salary or customers eligibility & entitlement whichever is lower
• Financing Tenure: 2-7 years
• Age:
  • Min: 21 years old based on year of Birth
  • Max: 55 years old
• Employment Status: Permanent
• Employment Length: Minimum 1 year
• Processing Fee: Waived
• Deduction:
  • Transfer Of Ownership: Max RM15 or 0.015 cents PER RM1,000
  • Stamp Duty: Min RM10 or 0.5% whichever is higher
  • Takaful: Takaful Coverage
• Installment Payment: Auto Debit (IBG) or pay over the counter
• Nationality: Malaysia residents with a local residential & local correspondence address  DOCUMENTATION:

1. Customer's I/C (front & back)
2. Pay Slip (latest 3 month)
3. Application Form

BALANCE TRANSFER PROGRAMME

Starting to feel the pinch? Be the first to experience our latest Personal Financing-i promotion. Liberate yourself from credit card worries.  With the lower monthly installment, you can now settle your payments, save more  and spend extra money as you wish. Rate: 7.25% High Income Rate: 6.50% (income more than RM10,000) Financing Amount: RM2,000 - RM150,000 (Max) Financing Limit: 5 times salary or customers eligibility & entitlement whichever is lower Financing Tenure: 2-5 years Age: Min: 21 years old based on year of birth Max: 55 years old Employment Status: Permanent Employment Length: Minimum 1 year Processing Fee: Waived Deduction: Transfer Of Ownership: Max RM15 or 0.015 cents PER RM1,000 Stamp Duty: Min RM10 or 0.5% whichever is higher Takaful: Takaful Coverage Installment Payment: Auto Debit or pay over the counter Nationality: Malaysia residents with a local residential & local correspondence address   DOCUMENTATION: Latest Credit Card Statement - must be endorsed by company 2 copies of NRIC (both side) - must be endorsed by company Utility Bill (if the current address doesn't tally with the address in the NRIC)  Bank statement showing latest 3 months income credited into bank account    (must endorse by bank's officer including the bank's name and bank's official stamped.) Supporting Document (if applicable): Rental Proceeds (Property): Stamped tenancy agreement valid for at least 6 months. Latest personal bank statements showing latest 3 consecutive IMPORTANT: Endorsement by company must be done by HR/Finance/Admin /Branch/Dept/Div Head with company's stamp with address,name,signature and designation